The School for Psychics Terms of Service

Last Updated: July 2, 2026

Welcome, and thank you for your interest in The School for Psychics ("Community Owner," "we," or "us") and our online community, along with any mobile or other downloadable applications that we make available to enable access to the same (collectively, the "Community"). These Terms of Service are a legally binding contract between you and Community Owner regarding your use of the Community.

PLEASE READ THE FOLLOWING TERMS CAREFULLY.

BY ACCEPTING THESE TERMS, EITHER BY CLICKING "I ACCEPT," OR BY OTHERWISE ACCESSING OR USING THE COMMUNITY, YOU AGREE THAT YOU HAVE READ AND UNDERSTOOD, AND, AS A CONDITION TO YOUR USE OF AND ACCESS TO THE COMMUNITY, YOU AGREE TO BE BOUND BY, THE FOLLOWING TERMS AND CONDITIONS, INCLUDING COMMUNITY OWNER'S PRIVACY POLICY (COLLECTIVELY, THESE "TERMS") AND THE ADDITIONAL COMMUNITY TERMS ATTACHED AS EXHIBIT A (THE "ADDITIONAL TERMS") EITHER (A) ON BEHALF OF YOURSELF AS AN INDIVIDUAL, OR (B) IF YOU ARE ACCESSING THE COMMUNITY ON BEHALF OF AN ENTITY, ORGANIZATION, OR COMMUNITY OWNER, ON BEHALF OF SUCH ENTITY, ORGANIZATION OR COMMUNITY OWNER FOR WHICH YOU ACT, AND YOU REPRESENT THAT YOU HAVE THE AUTHORITY TO BIND SUCH ENTITY, ORGANIZATION OR COMMUNITY OWNER TO THIS AGREEMENT. IF YOU ARE NOT ELIGIBLE, OR DO NOT AGREE TO THE TERMS, THEN YOU DO NOT HAVE OUR PERMISSION TO USE THE COMMUNITY. YOUR USE OF THE COMMUNITY, AND COMMUNITY OWNER'S PROVISION OF THE COMMUNITY TO YOU, CONSTITUTES AN AGREEMENT BY COMMUNITY OWNER AND BY YOU TO BE BOUND BY THESE TERMS.

ARBITRATION NOTICE. Except for certain kinds of disputes described in Section 15 (Dispute Resolution and Arbitration), you agree that disputes arising under these Terms will be resolved by binding, individual arbitration, and BY ACCEPTING THESE TERMS, YOU AND COMMUNITY OWNER ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN ANY CLASS ACTION OR REPRESENTATIVE PROCEEDING.

Eligibility. You must be at least 18 years old to join the Community or have the consent of a parent or legal guardian. By agreeing to these Terms, you represent and warrant to us that: (a) you are at least 18 years old or you are at least 13 years old and have obtained verifiable consent from a parent or legal guardian to join the Community; (b) you have not previously been suspended or removed from the Community; and (c) your registration and your use of the Community is in compliance with any and all applicable laws and regulations.

Accounts and Registration. To access most features of the Community, you must register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as your name, email address, or other contact information. You agree that the information you provide to us is accurate, complete, and not misleading, and that you will keep it accurate and up to date at all times. When you register, you will be asked to create a password. You are solely responsible for maintaining the confidentiality of your account and password, and you accept responsibility for all activities that occur under your account. If you believe that your account is no longer secure, then you should immediately notify us at support@theschoolforpsychics.com or by using the mechanisms made available by Community Owner.

LICENSES

3.1.

Limited License. Subject to your complete and ongoing compliance with these Terms, Community Owner grants you, solely for your personal, non-commercial use, a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to: (a) install and use any mobile or other downloadable application provided to you by Community Owner and associated with the Community on a mobile device that you own or control; and (b) access and use the Community.

3.2.

License Restrictions. Except and solely to the extent such a restriction is impermissible under applicable law, you may not: (a) reproduce, distribute, publicly display, publicly perform, or create derivative works of the software powering the Community; (b) make modifications to the software powering the Community; or (c) interfere with or circumvent any feature of the Community, including any security or access control mechanism. If you are prohibited under applicable law from using the Community, then you may not use it.

3.3.

Feedback. We respect and appreciate the thoughts and comments from our users. If you choose to provide input and suggestions regarding existing functionalities, problems with or proposed modifications or improvements to the Community ("Submissions"), then you hereby grant Community Owner and its Service Provider (defined in Section 16.1 below) an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right and license to exploit the Submissions in any manner and for any purpose, including to improve the Community and create other products and services. We will have no obligation to provide you with attribution for any Submissions you provide to us.

Ownership; Proprietary Rights. The Community is managed by Community Owner using a platform made available by Service Provider. The visual interfaces, graphics, design, compilation, information, data, computer code (including source code or object code), products, software, services, and all other elements of the Community provided by Community Owner or Service Provider ("Materials") are protected by intellectual property and other laws. All Materials included in the Community are the property of Community Owner or its third-party licensors (including Service Provider). Except as expressly authorized by Community Owner, you may not make use of the Materials. There are no implied licenses in these Terms and Community Owner and Service Provider reserve all rights to the Materials not granted expressly in these Terms.

THIRD-PARTY TERMS

5.1.

Third-Party Services. Community Owner may provide tools through the Community that enable integration with third-party platforms, add-ons, services, or products not provided by Community Owner ("Third-Party Services"). If you direct us to transmit data to, or receive data from, a Third-Party Service on your behalf (including by enabling the applicable integration in the settings of the Community), then you authorize us and Service Provider to collect, access, use, derive, disclose, generate, transfer, transmit, store, host, or otherwise process ("Process") any such data, including User Content (defined in 6.1 below), in connection with the applicable integration, in a manner consistent with the functionality of the Community requested by you and the permissions granted to Community Owner by the relevant integration (which Processing may include, without limitation, performing queries on the data held by the Third-Party Service). You acknowledge and agree that your use of a Third-Party Service is subject to your agreement with the relevant provider of such Third-Party Service, and that Community Owner and Service Provider are not a party to such agreement. Community Owner and Service Provider do not control and have no liability for Third-Party Services, including their security, functionality, operation, availability, or interoperability with the Community or how the Third-Party Services or their providers use User Content. All data received from Third-Party Services on behalf of you as described herein will be deemed User Content under these Terms.

5.2.

Third-Party Software. The Community may include or incorporate third-party software components that are generally available free of charge under licenses granting recipients broad rights to copy, modify, and distribute those components ("Third-Party Components"). Although the Community is provided to you subject to these Terms, nothing in these Terms prevents, restricts, or is intended to prevent or restrict you from obtaining Third-Party Components under the applicable third-party licenses or to limit your use of Third-Party Components under those third-party licenses.

USER CONDUCT

6.1.

User Content Generally. Certain features of the Community may permit users to submit, upload, publish, broadcast, or otherwise transmit ("Post") content to the Community, including messages, reviews, photos, video or audio (including sound or voice recordings and musical recordings embodied in the video or audio), images, folders, data, text, and any other works of authorship or other works ("User Content"). You retain any copyright and other proprietary rights that you may hold in the User Content that you Post to the Community, subject to the licenses granted in these Terms.

6.2.

Limited License Grant to Community Owner. By Posting User Content to or via the Community, you grant Community Owner and Service Provider a worldwide, non-exclusive, royalty-free, fully paid right and license (with the right to sublicense through multiple tiers) to host, store, transfer, publicly display, publicly perform (including by means of a digital audio transmission), communicate to the public, reproduce, modify for the purpose of formatting for display, create derivative works as authorized in these Terms, and distribute your User Content, in whole or in part, in any media formats and through any media channels, in each instance whether now known or hereafter developed. All of the rights you grant in these Terms are provided on a through-to-the-audience basis, meaning the owners or operators of external services will not have any separate liability to you or any other third party for User Content Posted or otherwise used on external services via the Community. You agree to pay all monies owing to any person or entity resulting from Posting your User Content and from Community Owner's or Service Provider's exercise of the license set forth in this Section.

6.3.

You Must Have Rights to the Content You Post; User Content Representations and Warranties. You must not Post User Content if you are not the owner of or are not fully authorized to grant rights in all of the elements of that User Content including in all ambient music and underlying musical works embodied in any sound recording. Community Owner disclaims any and all liability in connection with User Content. You are solely responsible for your User Content and the consequences of providing User Content via the Community. By providing User Content via the Community, you affirm, represent, and warrant to us that:

(a)

you are the Community Owner and owner of the User Content, or have the necessary licenses, rights, consents, and permissions to authorize Community Owner and users of the Community to use and distribute your User Content as necessary to exercise the licenses granted by you in this Section, in the manner contemplated by Community Owner, Service Provider, the Community, and these Terms;

(b)

your User Content, and the Posting or other use of your User Content as contemplated by these Terms, does not and will not: (i) infringe, violate, misappropriate, or otherwise breach any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property, contract, or proprietary right; (ii) slander, defame, libel, or invade the right of privacy, publicity or other property rights of any other person; or (iii) cause Community Owner or Service Provider to violate any law or regulation or require Community Owner or Service Provider to obtain any further licenses from or pay any royalties, fees, compensation or other amounts or provide any attribution to any third parties; and

(c)

your User Content could not be deemed by a reasonable person to be objectionable, profane, indecent, pornographic, harassing, threatening, embarrassing, hateful, or otherwise inappropriate.

6.4.

User Content Disclaimer. Community Owner and Service Provider are under no obligation to edit or control User Content that you or other users Post and will not be in any way responsible or liable for User Content. Community Owner or Service Provider may, however, at any time and without prior notice, screen, remove, edit, or block any User Content that in our sole judgment violates these Terms, is alleged to violate the rights of third parties, or is otherwise objectionable. You understand that, when using the Community, you will be exposed to User Content from a variety of sources and acknowledge that User Content may be inaccurate, offensive, indecent, or objectionable. You agree to waive, and do waive, any legal or equitable right or remedy you have or may have against Community Owner or Service Provider with respect to User Content. If notified by a user or content owner that User Content allegedly does not conform to these Terms, Community Owner may (or may permit Service Provider to) investigate the allegation and determine whether to remove the User Content, which Community Owner and Service Provider reserve the right to do at any time, without notice, and for any reason. For clarity, Community Owner does not permit infringing activities on the Community.

6.5.

Monitoring Content. Community Owner and Service Provider do not control and do not have any obligation to monitor: (a) User Content; (b) any content made available by third parties; or (c) the use of the Community by its users. You acknowledge and agree that Community Owner and Service Provider reserve the right to, and may from time to time, monitor any and all information transmitted or received through the Community for operational and other purposes. If at any time Community Owner or Service Provider choose to monitor the content, then Community Owner and Service Provider still assume no responsibility or liability for content or any loss or damage incurred as a result of the use of content. During monitoring, information may be examined, recorded, copied, and used in accordance with Community Owner's Privacy Policy. Community Owner and Service Provider may block, filter, mute, remove or disable access to any User Content uploaded to or transmitted through the Community without any liability to the user who Posted such User Content to the Community or to any other users of the Community.

6.6.

Child Sexual Abuse and Exploitation. Community Owner and Service Provider prohibit any sexual content or suggestive content, and predatory or inappropriate behavior involving minors (i.e. users under 18 years old) or someone who appears to be a minor. This includes sharing, offering, or asking for child exploitation content, including child sexual abuse material (CSAM). If you are unsure about a piece of content involving a minor, do not share it. To report sexual, suggestive, or inappropriate behavior minors, you can use the in-line report feature on the website or app. When child sexual exploitation content is identified, the violative content is removed as soon as possible and the related account is banned. If Community Owner and Service Provider confirm the presence of CSAM, we take the steps required by law to preserve and refer the relevant content to appropriate authorities. In the United States, federal law requires that U.S.-based electronic service providers report instances of apparent CSAM to the National Center for Missing and Exploited Children (NCMEC). NCMEC coordinates reports with global law enforcement agencies in over 120 countries through its partner organization, the International Center for Missing and Exploited Children.

COMMUNICATIONS

7.1.

Push Notifications. When you install our app on your mobile device, you agree to receive push notifications, which are messages an app sends you on your mobile device when you are not in the app. You can turn off notifications by visiting your mobile device's "settings" page.

7.2.

In-App Notifications. When you install our app on your mobile device, we may send you in-app notifications. You can turn off notifications in the app's "settings" page.

7.3.

Email. We may send you emails concerning our products and services, as well as those of third parties. You may opt out of promotional emails by following the unsubscribe instructions in the promotional email itself. Even if you opt out of receiving promotional messages from us, you will continue to receive administrative messages from us.

PROHIBITED CONDUCT. BY USING THE COMMUNITY, YOU AGREE NOT TO:

8.1.

use the Community for any illegal purpose or in violation of any local, state, national, or international law;

8.2.

harass, threaten, demean, embarrass, bully, or otherwise harm any other user of the Community;

8.3.

violate, encourage others to violate, or provide instructions on how to violate, any right of a third party, including by infringing or misappropriating any third-party intellectual property right;

8.4.

access, search, or otherwise use any portion of the Community through the use of any engine, software, tool, agent, device, or mechanism (including spiders, robots, crawlers, and data mining tools) other than the software or search agents provided by Community Owner or Service Provider;

8.5.

interfere with security-related features of the Community, including by: (a) disabling or circumventing features that prevent or limit use, printing or copying of any content; or (b) reverse engineering or otherwise attempting to discover the source code of any portion of the Community except to the extent that the activity is expressly permitted by applicable law;

8.6.

interfere with the operation of the Community or any user's enjoyment of the Community, including by: (a) uploading or otherwise disseminating any virus, adware, spyware, worm, or other malicious code; (b) making any unsolicited offer or advertisement to another user of the Community; (c) collecting personal information about another user or third party without consent; or (d) interfering with or disrupting any network, equipment, or server connected to or used to provide the Community;

8.7.

perform any fraudulent activity including impersonating any person or entity, claiming a false affiliation or identity, accessing any other Community account without permission, or falsifying your age or date of birth;

8.8.

sell or otherwise transfer the access granted under these Terms or any Materials (as defined in Section 4(Ownership; Proprietary Rights)) or any right or ability to view, access, or use any Materials; or

8.9.

attempt to do any of the acts described in this Section 8 (Prohibited Conduct) or assist or permit any person in engaging in any of the acts described in this Section 8 (Prohibited Conduct).

INTELLECTUAL PROPERTY RIGHTS PROTECTION

9.1.

Respect of Third Party Rights. Community Owner respects the intellectual property rights of others, takes the protection of intellectual property rights very seriously, and asks users of the Community to do the same. Infringing activity will not be tolerated on or through the Community.

9.2.

DMCA Notification. We comply with the provisions of the Digital Millennium Copyright Act applicable to Internet service providers (17 U.S.C. § 512, as amended) and the Community is subject to Service Provider's DMCA policy.

10.

Modification of Terms. We may, from time to time, change these Terms. Please check these Terms periodically for changes. Revisions will be effective immediately except that, for existing users, material revisions will be effective 30 days after posting or notice to you of the revisions unless otherwise stated. We may require that you accept modified Terms in order to continue to use the Community. If you do not agree to the modified Terms, then you should remove your User Content and discontinue your use of the Community. Except as expressly permitted in this Section 10 (Modification of Terms), these Terms may be amended only by a written agreement signed by authorized representatives of the parties to these Terms.

11.

TERM, TERMINATION, AND MODIFICATION OF THE COMMUNITY

11.1.

Term. These Terms are effective beginning when you accept the Terms or first download, install, access, or use the Community, and ending when terminated as described in Section 11.2 (Termination).

11.2.

Termination. If you violate any provision of these Terms, then your authorization to access the Community and these Terms automatically terminate. In addition, Community Owner may, at its sole discretion, terminate these Terms or your account on the Community, or suspend or terminate your access to the Community, at any time for any reason or no reason, with or without notice, and without any liability to you arising from such termination. You may terminate your account at any time by using the mechanism designated in the Community or contacting customer service at support@theschoolforpsychics.com.

11.3.

Effect of Termination. Upon termination of these Terms: (a) your license rights will terminate and you must immediately cease all use of the Community; (b) you will no longer be authorized to access your account or the Community; (c) you must pay Community Owner any unpaid amount that was due prior to termination; and (d) all payment obligations accrued prior to termination and Sections 3.3 (Feedback), 4 (Ownership; Proprietary Rights), 11.3 (Effect of Termination), 12 (Indemnity), 13 (Disclaimers; No Warranties by Community Owner), 14 (Limitation of Liability), 15 (Dispute Resolution and Arbitration), and 16 (Miscellaneous) will survive. You are solely responsible for retaining copies of any User Content you Post to the Community since upon termination of your account, you may lose access rights to any User Content you Posted to the Community. If your account has been terminated for a breach of these Terms, then you are prohibited from creating a new account on the Community using a different name, email address or other forms of account verification.

11.4.

Modification of the Community. Community Owner reserves the right to modify or discontinue all or any portion of the Community at any time (including by limiting or discontinuing certain features of the Community), temporarily or permanently, without notice to you. Community Owner will have no liability for any change to the Community, including any paid-for functionalities of the Community, or any suspension or termination of your access to or use of the Community. You should retain copies of any User Content you Post to the Community so that you have permanent copies in the event the Community is modified in such a way that you lose access to User Content you Posted to the Community.

12.

Indemnity. To the fullest extent permitted by law, you are responsible for your use of the Community, and you will defend and indemnify Community Owner, its affiliates, and their respective shareholders, directors, managers, members, officers, employees, consultants, and agents (together, the "Specified Entities") and Service Provider from and against every claim brought by a third party, and any related liability, damage, loss, and expense, including attorneys' fees and costs, arising out of or connected with: (1) your unauthorized use of, or misuse of, the Community; (2) your violation of any portion of these Terms, any representation, warranty, or agreement referenced in these Terms, or any applicable law or regulation; (3) your violation of any third-party right, including any intellectual property right or publicity, confidentiality, other property, or privacy right; or (4) any dispute or issue between you and any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter), and in that case, you agree to cooperate with our defense of those claims.

13.

DISCLAIMERS; NO WARRANTIES BY COMMUNITY OWNER

13.1.

THE COMMUNITY AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE COMMUNITY ARE PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS. COMMUNITY OWNER AND SERVICE PROVIDER DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE COMMUNITY AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE COMMUNITY, INCLUDING: (a) ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, OR NON-INFRINGEMENT; AND (b) ANY WARRANTY ARISING OUT OF COURSE OF DEALING, USAGE, OR TRADE. COMMUNITY OWNER AND ITS SERVICE PROVIDER DO NOT WARRANT THAT THE COMMUNITY OR ANY PORTION OF THE COMMUNITY, OR ANY MATERIALS OR CONTENT OFFERED THROUGH THE COMMUNITY, WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS, AND COMMUNITY OWNER DOES NOT WARRANT THAT ANY OF THOSE ISSUES WILL BE CORRECTED.

13.2.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE COMMUNITY, SPECIFIED ENTITIES, OR SERVICE PROVIDER, OR ANY MATERIALS OR CONTENT AVAILABLE THROUGH THE COMMUNITY WILL CREATE ANY WARRANTY REGARDING ANY OF THE SPECIFIED ENTITIES OR THE COMMUNITY THAT IS NOT EXPRESSLY STATED IN THESE TERMS. WE ARE NOT RESPONSIBLE FOR ANY DAMAGE THAT MAY RESULT FROM THE COMMUNITY AND YOUR DEALING WITH ANY OTHER COMMUNITY USER. YOU UNDERSTAND AND AGREE THAT YOU USE ANY PORTION OF THE COMMUNITY AT YOUR OWN DISCRETION AND RISK, AND THAT WE ARE NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE COMMUNITY) OR ANY LOSS OF DATA, INCLUDING USER CONTENT.

13.3.

THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION 13 (DISCLAIMERS; NO WARRANTIES BY COMMUNITY OWNER) APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. Community Owner does not disclaim any warranty or other right that Community Owner is prohibited from disclaiming under applicable law.

14.

LIMITATION OF LIABILITY

14.1.

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE SPECIFIED ENTITIES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE COMMUNITY OR ANY MATERIALS OR CONTENT ON THE COMMUNITY, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ANY SPECIFIED ENTITY OR SERVICE PROVIDER HAS BEEN INFORMED OF THE POSSIBILITY OF DAMAGE.

14.2.

EXCEPT AS PROVIDED IN SECTIONS 15.5 (COMMENCING ARBITRATION) AND 15.7 (ARBITRATION RELIEF) AND TO THE FULLEST EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE SPECIFIED ENTITIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR ANY INABILITY TO USE ANY PORTION OF THE COMMUNITY OR OTHERWISE UNDER THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO THE GREATER OF: (A) THE AMOUNT YOU HAVE PAID TO COMMUNITY OWNER FOR ACCESS TO AND USE OF THE COMMUNITY IN THE 12 MONTHS PRIOR TO THE EVENT OR CIRCUMSTANCE GIVING RISE TO THE CLAIM AND (B) US$100.

14.3.

WITHOUT LIMITING THE FOREGOING, YOU AND COMMUNITY OWNER AGREE THAT SERVICE PROVIDER IS NOT A PARTY TO THIS AGREEMENT AND, TO THE FULLEST EXTENT PERMITTED BY LAW, SERVICE PROVIDER WILL HAVE NO LIABILITY TO YOU ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT. YOU AGREE THAT IF YOU BRING A CLAIM AGAINST SERVICE PROVIDER ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT, SUCH CLAIM IS SUBJECT TO THE DISPUTE RESOLUTION PROCEDURE SET FORTH IN SECTION 15, AND SERVICE PROVIDER WILL BE DEEMED SUBSTITUTED FOR COMMUNITY OWNER THEREUNDER SOLELY FOR THE PURPOSE OF SUCH CLAIM.

14.4.

EACH PROVISION OF THESE TERMS THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS INTENDED TO AND DOES ALLOCATE THE RISKS BETWEEN THE PARTIES UNDER THESE TERMS. THIS ALLOCATION IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES. EACH OF THESE PROVISIONS IS SEVERABLE AND INDEPENDENT OF ALL OTHER PROVISIONS OF THESE TERMS. THE LIMITATIONS IN THIS SECTION 14 (LIMITATION OF LIABILITY) WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

15.

DISPUTE RESOLUTION AND ARBITRATION

15.1.

Generally. Except as described in Section 15.2 (Exceptions) and 15.3 (Opt-Out), you and Community Owner agree that every dispute arising in connection with these Terms, the Community, or communications from us will be resolved through binding arbitration. Arbitration uses a neutral arbitrator instead of a judge or jury, is less formal than a court proceeding, may allow for more limited discovery than in court, and is subject to very limited review by courts. This agreement to arbitrate disputes includes all claims whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and regardless of whether a claim arises during or after the termination of these Terms. Any dispute relating to the interpretation, applicability, or enforceability of this binding arbitration agreement will be resolved by the arbitrator.

YOU UNDERSTAND AND AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND COMMUNITY OWNER ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.

15.2.

Exceptions. Although we are agreeing to arbitrate most disputes between us, nothing in these Terms will be deemed to waive, preclude, or otherwise limit the right of either party to: (a) bring an individual action in small claims court; (b) pursue an enforcement action through the applicable federal, state, or local agency if that action is available; (c) seek injunctive relief in a court of law in aid of arbitration; or (d) to file suit in a court of law to address an intellectual property infringement claim.

15.3.

Opt-Out. If you do not wish to resolve disputes by binding arbitration, you may opt out of the provisions of this Section 15 (Dispute Resolution and Arbitration) within 30 days after the date that you agree to these Terms by sending a letter to The School for Psychics, Attention: Legal Department – Arbitration Opt-Out, PO Box 23, Benton, KS 67017 that specifies: your full legal name, the email address associated with your account on the Community, and a statement that you wish to opt out of arbitration ("Opt-Out Notice"). Once Community Owner receives your Opt-Out Notice, this Section 15 (Dispute Resolution and Arbitration) will be void and any action arising out of these Terms will be resolved as set forth in Section 16.3 (Governing Law). The remaining provisions of these Terms will not be affected by your Opt-Out Notice.

15.4.

Arbitrator. This arbitration agreement, and any arbitration between us, is subject to the Federal Arbitration Act and will be administered by the JAMS under the rules applicable to consumer disputes (collectively, "JAMS Rules") as modified by these Terms. The JAMS Rules and filing forms are available online at www.jamsadr.com, by calling the JAMS at +1-800-352-5267 or by contacting Community Owner.

15.5.

Commencing Arbitration. Before initiating arbitration, a party must first send a written notice of the dispute to the other party by certified U.S. Mail or by Federal Express (signature required) or, only if that other party has not provided a current physical address, then by electronic mail ("Notice of Arbitration"). Community Owner's address for Notice is: The School for Psychics, PO Box 23, Benton, KS 67017. The Notice of Arbitration must: (a) identify the name or account number of the party making the claim; (b) describe the nature and basis of the claim or dispute; and (c) set forth the specific relief sought ("Demand"). The parties will make good faith efforts to resolve the claim directly, but if the parties do not reach an agreement to do so within 30 days after the Notice of Arbitration is received, you or Community Owner may commence an arbitration proceeding. If you commence arbitration in accordance with these Terms, Community Owner will reimburse you for your payment of the filing fee, unless your claim is for more than US$10,000 or if Community Owner has received 25 or more similar demands for arbitration, in which case the payment of any fees will be decided by the JAMS Rules. If the arbitrator finds that either the substance of the claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all fees will be governed by the JAMS Rules and the other party may seek reimbursement for any fees paid to JAMS.

15.6.

Arbitration Proceedings. Any arbitration hearing will take place in the county and state of your residence unless we agree otherwise or, if the claim is for US$10,000 or less (and does not seek injunctive relief), you may choose whether the arbitration will be conducted: (a) solely on the basis of documents submitted to the arbitrator; (b) through a telephonic or video hearing; or (c) by an in-person hearing as established by the JAMS Rules in the county (or parish) of your residence. During the arbitration, the amount of any settlement offer made by you or Community Owner must not be disclosed to the arbitrator until after the arbitrator makes a final decision and award, if any. Regardless of the manner in which the arbitration is conducted, the arbitrator must issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based.

15.7.

Arbitration Relief. Except as provided in Section 15.8 (No Class Actions), the arbitrator can award any relief that would be available if the claims had been brought in a court of competent jurisdiction. If the arbitrator awards you an amount higher than the last written settlement amount offered by Community Owner before an arbitrator was selected, Community Owner will pay to you the higher of: (a) the amount awarded by the arbitrator and (b) US$10,000. The arbitrator's award shall be final and binding on all parties, except (1) for judicial review expressly permitted by law or (2) if the arbitrator's award includes an award of injunctive relief against a party, in which case that party shall have the right to seek judicial review of the injunctive relief in a court of competent jurisdiction that shall not be bound by the arbitrator's application or conclusions of law. Judgment on the award may be entered in any court having jurisdiction.

15.8.

No Class Actions. YOU AND COMMUNITY OWNER AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Community Owner agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

15.9.

Modifications to this Arbitration Provision. If Community Owner makes any substantive change to this arbitration provision, you may reject the change by sending us written notice within 30 days of the change to Community Owner's address for Notice of Arbitration, in which case your account with Community Owner will be immediately terminated and this arbitration provision, as in effect immediately prior to the changes you rejected will survive.

15.10.

Enforceability. If Section 15.8 (No Class Actions) or the entirety of this Section 15 (Dispute Resolution and Arbitration) is found to be unenforceable, or if Community Owner receives an Opt-Out Notice from you, then the entirety of this Section 15 (Dispute Resolution and Arbitration) will be null and void and, in that case, the exclusive jurisdiction and venue described in Section 16.3 (Governing Law) will govern any action arising out of or related to these Terms.

16.

MISCELLANEOUS

16.1.

Third-Party Beneficiary. The Community is powered by a technology platform provided by CircleCo, Inc. ("Service Provider"). You and we acknowledge and agree that (a) Service Provider is an intended third-party beneficiary to these Terms, (b) is entitled to rights and benefits hereunder, and (c) may enforce these Terms against you as if it were an original party hereto.

16.2.

General Terms. These Terms, including the Privacy Policy and any other agreements expressly incorporated by reference into these Terms, are the entire and exclusive understanding and agreement between you and Community Owner regarding your use of the Community. These Terms or any rights under these Terms, may not be assigned either by us or by you in whole or in part, by operation of law or otherwise, without our Service Provider's prior written consent. The failure to require performance of any provision will not affect our right to require performance at any other time after that, nor will a waiver by us of any breach or default of these Terms, or any provision of these Terms, be a waiver of any subsequent breach or default or a waiver of the provision itself. Use of Section headers in these Terms is for convenience only and will not have any impact on the interpretation of any provision. Throughout these Terms the use of the word "including" means "including but not limited to." If any part of these Terms is held to be invalid or unenforceable, then the unenforceable part will be given effect to the greatest extent possible, and the remaining parts will remain in full force and effect.

16.3.

Governing Law. These Terms are governed by the laws of the State of New York without regard to conflict of law principles. You and Community Owner submit to the personal and exclusive jurisdiction of the state courts and federal courts located within Kings County, New York for resolution of any lawsuit or court proceeding permitted under these Terms. Service Provider operates the service that we use to provide the Community from its offices in New York, and we make no representation that Materials included in the Community are appropriate or available for use in other locations.

16.4.

Privacy Policy. You understand and agree to the processing of your personal data in connection with the Community in accordance with Community Owner's Privacy Policy, which is hereby incorporated by reference into Section 16.4 of these Terms.

16.5.

Precedence. In the event of a conflict between the Additional Terms and these Terms these Terms will control.

16.6.

Consent to Electronic Communications. By using the Community, you consent to receiving certain electronic communications from us as further described in our Privacy Policy. Please read our Privacy Policy to learn more about our electronic communications practices. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that those communications be in writing.

16.7.

Notice to California Residents. If you are a California resident, then under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at +1-800-952-5210 in order to resolve a complaint regarding the Community or to receive further information regarding use of the Community.

17.

Notice Regarding Apple. This Section 17 (Notice Regarding Apple) only applies to the extent you are using our mobile application on an iOS device. You acknowledge that these Terms are between you and Community Owner only, not with Apple Inc. ("Apple"), and Apple is not responsible for the Community or the content of it. Apple has no obligation to furnish any maintenance and support services with respect to the Community. If the Community fails to conform to any applicable warranty, you may notify Apple, and Apple will refund any applicable purchase price for the mobile application to you. To the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the Community. Apple is not responsible for addressing any claims by you or any third party relating to the Community or your possession and/or use of the Community, including: (1) product liability claims; (2) any claim that the Community fails to conform to any applicable legal or regulatory requirement; or (3) claims arising under consumer protection or similar legislation. Apple is not responsible for the investigation, defense, settlement, and discharge of any third-party claim that the Community and/or your possession and use of the Community infringe a third party's intellectual property rights. You agree to comply with any applicable third-party terms when using the Community. Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary of these Terms. You hereby represent and warrant that: (a) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a "terrorist supporting" country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.

Exhibit A: Additional Terms

GROUP PROGRAM AGREEMENT

All terms below are essential terms of this Group Program Agreement (the “Agreement”) between you (“Client”) and TSFP Group LLC dba The School for Psychics (“Coach”) and the services Coach will provide to Client.

Services: Coach will provide Client with the services in Coach’s group program named The Conscious Psychic™ (the “Program”), specifically consisting of five months of group support, beginning on July 8, 2026 (the “Term”), with an emphasis on psychic development. The Program will specifically include support in the nature of:

live monthly group calls via Circle (60 minutes) and Office Hours support

(all of the above, the “Services”).

Compensation: In exchange for the Services, Client will pay Coach the rate reflected at checkout To the extent Client pays the Compensation in installments, Client authorizes Coach to automatically charge Client’s method of payment monthly until paid in full.Client acknowledges that all payments of Compensation are non-refundable once paid except as specifically stated in this Agreement, will not be subject to chargebacks, and are subject to the terms and conditions below.

The parties will abide by, and agree to and acknowledge, all terms and conditions printed above and continued below.

ADDITIONAL TERMS AND CONDITIONS

1. Services.

a. Modifications. Any modifications to the Services must be in writing and signed by both Coach and Client.

b. Services Excluded. Client understands and acknowledges that Coach is not a doctor, licensed physician, licensed therapist, or other medical professional. Client must check with a licensed healthcare professional of Client’s choice before starting a new health-related regimen.Client understands and acknowledges that Coach is not a licensed attorney or certified professional accountant, and any business-related advice provided by Coach during the term should not be taken as such and should be verified or approved by the appropriate professionals. Any services not specifically listed above, such as one-on-one services, may be subject to additional terms and conditions and/or additional Compensation.

c. Hours of Operation and Scheduling. Coach will, within the best of Coach’s abilities, respond to Client communications as soon as Coach is able to provide a satisfactory response,Mondays, Tuesdays, Wednesdays, Thursdays, Fridays, during the Term. Coach does not generally respond to communications before 10AM or after 3PM in Coach’s time zone.

d. Cost Exclusions. Client is responsible for out-of-pocket costs -- which are excluded from the Compensation.

2. Compensation.

a. In General. In exchange for Coach’s full performance of the Services, Client must pay Coach in accordance with the Compensation stated above. Once paid, the Compensation is non-refundable except as specifically stated in this Agreement. If Client is not satisfied with the Program after completion, Client must contact Coach directly, and Coach will evaluate next steps (in Coach’s sole discretion).

b. Late Payment; Failure. Payments not made within thirty (30) days of the date on which any portion of the Compensation is due are considered overdue and may result in (a) Two Percent (2%) of the amount owed (or the greatest percentage permitted by applicable law; whichever is smaller), and (b) pause of Services and/or ultimate termination of this Agreement. Coach is not required to continue providing Services if Client fails to pay Coach or perform as required by this Agreement. If Coach pauses performance of the Services or terminates this Agreement due to Client’s failure or delay in responding to Coach’s communications, or due to Client’s failure or delay in paying all Compensation owed under this Agreement, Coach will not be liable for any damages that occur because of such suspension or termination.

3. Client Obligations.

a. Client Participation Is Crucial. Client’s own participation is integral to Client’s success with and benefit from the Services. Coach will provide guidance to Client and will perform Coach’s obligations as to the Services, but Client understands and agrees that Client must implement all actions within Client’s control in order to benefit from the Services. Client’s failure to utilize or access any portion of the Services will not be grounds for refund.

b. Client Communications. Client must communicate openly with Coach regarding Client’s goals, comfort levels, and desired outcomes from the Services. Client must respond to Coach communications within a reasonable time frame. If Coach does not receive the communications necessary for the successful performance of the Services after Sixty (60) calendar days, at Coach's election, this Agreement will automatically terminate and will be considered a termination by Client and processed according to Section 4, below. Coach is not responsible or liable for any delay or failure of performance caused either entirely or partially by Client’s delay in performing, or failure to perform, any of Client’s obligations under this Agreement.

c. Interaction with Other Group Members. Since the Services are offered in a group setting, Client may have the opportunity to interact with other individuals in Coach’s program during the Term. Client will always communicate and interact with others in the program with respect, patience, and kindness and Client acknowledges that hateful, harassing, rude, violent, and/or otherwise inappropriate communications (as determined in Coach’s sole discretion) will not be tolerated and will be grounds to immediately terminate Client’s enrollment in the Services, with or without refund, in Coach’s sole discretion.

4. Term and Termination. Client may terminate this Agreement by giving Fourteen (14) calendar days' written notice to Coach. Client may terminate this Agreement prior to the expiration of the Term according to the parameters in this Section but, should that happen, Client will still be responsible for the entire Compensation unless Coach determines otherwise, in Coach’s discretion.

Coach has the option to terminate -- effective immediately -- if Client breaches this Agreement or circumstances make it extremely difficult to continue the coaching relationship with Client. If Coach terminates the Agreement for cause – including, but not limited to, Client’s breach of this Agreement, Client’s lack of participation in the Services, or Client’s disrespectful or other negative treatment of Coach – termination will be effective immediately once Coach provides notice to Client, and Client will still be responsible for the entire Compensation unless Coach determines otherwise, in Coach’s sole discretion.

If Coach terminates this Agreement due to Coach’s physical and/or emotional inability to provide the Services, Coach will appoint a coach with a similar skillset to perform the Services for the remainder of the Term, and Coach will not refund the compensation.

All termination permitted by in this Section must be made in writing to the non-terminating party, stating the grounds for termination.

5. Intellectual Property. All trademarks, writings, recordings (whether audio, visual, or audiovisual), presentations, content, handouts, workbooks, worksheets, text, literature, graphic designs, other designs, action plans, and other original, creative works provided by Coach through the Services (the “Intellectual Property”) are Coach’s sole and exclusive intellectual property or the property of Coach’s content suppliers and are protected under applicable copyright, patent, trademark, and other proprietary rights. Client may only use the Intellectual Property as expressly permitted by this Agreement. Any copying, redistribution, use or publication by Client of any such Intellectual Property is prohibited. All Intellectual Property provided to Client throughout the course of the Services is for Client’s personal and non-commercial use, unless otherwise specified. Client may not use any Intellectual Property or any of the Services for any other purpose, including any commercial purpose, without Coach’s prior, specific, written permission. Client may not modify, copy, distribute, display, send, perform, reproduce, publish, license, rework, create derivative works (“knock offs” or “spin offs”) from, transfer, sell or otherwise infringe on any intellectual property rights related to any Intellectual Property. This Section will survive any termination or expiration of this Agreement.

6. Confidentiality

a. Confidential Information in General. All non-public information shared by Client, participants in the Program, and/or non-public information pertaining to the Services is considered “Confidential Information.” No obligation of confidentiality exists with respect to any such information if that information is:

already otherwise known to Coach or any participant or is or becomes freely and generally available to the public through no wrongful act of Coach;
is rightfully received by Coach or any participant from a third party without similar contractual restrictions and without breach of this Agreement;
is approved for release by prior written authorization of Client; or
was ordered to be publicly released by the requirement of a government agency.

b. Coach’s Obligations. Except as otherwise required by law, Coach will keep all Confidential Information provided by Client during performance of the Services confidential. Coach will not disclose such information to any third party without Client’s written consent, except i) as required by law; ii) as is reasonably necessary in order to protect Client and/or any third party from harm; and/or iii) to an applicable request by a court or governmental agencies in connection with any investigation or pending legal matter.

c. E-mail and Messaging Policy. E-mail and other messaging communications may be intercepted, redirected, or read by third parties, including other parties who may have access to Client’s computer system(s), and individuals who are not intended recipients but who have legitimate access to the computer system of the sender or recipient. This may occur without the knowledge of either the sender or the intended recipient. Client acknowledges and accepts the risks that e-mail and direct messaging communications may not always be secure. Unless Client requests Coach to do otherwise, Coach may communicate with Client electronically, including by e-mail or other mutually agreed-upon methods. Client agrees that Coach may rely on the e-mail address provided above until Client notifies Coach otherwise, in writing.

d. Client’s Obligations. Except as otherwise required by law, Client will keep all Confidential Information provided by any other Program participant strictly confidential and will only disclose such information with other current Program participants. Client will not disclose such information to any third party without the affected participant’s written consent, except i) as required by law; or ii) to an applicable request by a court or governmental agencies in connection with any investigation or pending legal matter.

7. Indemnification and Hold Harmless. Client (and Client's heirs or successors-in-interest, as the case may be) will release, indemnify, hold Coach harmless from, and defend Coach against, any damage, liability or expenses (including reasonable attorneys’ fees and costs) incurred as a result of any claim, judgment, damages, liabilities, costs, expenses (including attorneys’ fees), or adjudication against Coach arising from any breach of this Agreement by or from Client’s action or inaction because of, in connection with, or relating to the Services or otherwise arising out of the subject matter of this Agreement, including attorneys’ fees and costs and including any costs of collection for unpaid Compensation.

8. Relationship of the Parties. Coach is an independent contractor for Client, and this Agreement will not be construed as creating an employer/employee agency, partnership or joint venture relationship between Coach and Client. Client acknowledges that there is no legally recognized privilege between a coach and a client in the same way that there exists for a doctor-patient or attorney-client privilege and duty of confidentiality.

9. Limitation of Liability; DISCLAIMER.

COACH MAKES NO GUARANTEES OF OUTCOME, PROFITS, OR GROWTH AS A RESULT OF THE SERVICES. THE MAXIMUM AMOUNT OF LIABILITY FOR WHICH COACH WILL BE RESPONSIBLE UNDER THIS AGREEMENT IS THE ACTUAL, OUT-OF-POCKET DAMAGE DONE TO CLIENT DUE TO COACH’S INTENTIONALLY DAMAGING ACTIONS OR GROSS NEGLIGENCE. COACH (AND/OR ITS OFFICERS, SUBSIDIARIES, OR ASSIGNS) WILL NOT BE LIABLE TO CLIENT OR ANYONE ELSE FOR ANY UNFORESEEABLE DAMAGES ARISING OUT OF THIS AGREEMENT. If, despite the previous sentences, liability is imposed upon Coach, Coach’s responsibility for damage under this Agreement will not exceed the fees actually paid for the Services by Client. Coach will not be liable for any loss or damage resulting from protocols that might affect Client’s physical or mental health. CLIENT IS FULLY AND SOLELY RESPONSIBLE FOR CONSULTING WITH THE MEDICAL PROVIDER OF CLIENT’S CHOOSING BEFORE TAKING ACTIONS THAT MAY IMPACT CLIENT’S MENTAL OR BODILY HEALTH.CLIENT IS FULLY AND SOLELY RESPONSIBLE FOR CONSULTING WITH THE PROFESSIONAL ADVISOR OF CLIENT’S CHOOSING BEFORE TAKING ACTIONS THAT MAY IMPACT CLIENT’S BUSINESS AND/OR FINANCES.

10. Entire Agreement; Binding. This Agreement constitutes the final agreement between Client and Coach and supersedes all prior understandings between them. In entering into this Agreement, neither Client nor Coach has relied upon any statement, representation, warranty, or agreement of the other party except for what is specifically contained in this Agreement.

11. Venue; Jurisdiction; Choice of Law. This Agreement will be construed according to the laws of the State of Kansas for contracts wholly performed and executed in that state, regardless of conflict-of-law considerations. All disputes arising under or related to this Agreement must be submitted first to a mutually agreed-upon mediator in El Dorado, Butler County, Kansas or, if mediation fails, to a court of competent jurisdiction in El Dorado, Butler County, Kansas (or, if no such court exists, a court as close as possible to that location).

12. Severability; Waiver. If any part of this Agreement is determined to be invalid, illegal or unenforceable, the remaining provisions of this Agreement will remain valid, binding, and enforceable. If one party breaches this Agreement and the non-breaching party does not enforce the terms of this Agreement, that waiver of the breach will not affect the non-breaching party's ability to enforce the terms of this Agreement at any time.

13. Assignment. Client may not assign or transfer this Agreement. Coach may assign the Agreement to a successor in interest, such as a company that absorbs all of Coach’s assets.

14. Headings. The headings in this Agreement are for reference only and do not affect the interpretation of this Agreement.

15. Client’s Electronic Acceptance. Execution of this Agreement delivered by your checking the box for electronic acknowledgement on the registration and/or purchase page is deemed to have the same legal effect as delivery of an original, manually signed copy of this Agreement.

16. Coach’s Acceptance. Coach has acknowledged, read, and agreed to this Agreement.

Membership Terms and Conditions

Summary

• Welcome! This bullet-pointed summary is provided for your convenience, but you should absolutely, positively read this entire document because it is a binding agreement.

• These Membership Terms and Conditions supersede and replace all terms and conditions applicable to your relationship with TSFP Group LLC dba The School for Psychics in the above Terms of Service established by Circle.so .

• The goal for the “highlights” under each section below is to provide a plain-English summary of each section but, again, you should read this entire document because summaries and explanations don’t capture every detail.

• By selecting “I agree and consent” and/or by enrolling in TSFP Group LLC dba The School for Psychics’s program known as The School for Psychics™ Digital Campus (the “Program”) you are indicating that you have read and agree to these Membership Terms and Conditions (the “Agreement”).

• The Program was created to provide a supportive, structured community space where individuals exploring spirituality, psychic development, and intuitive gifts can learn, connect, and grow alongside others who share a similar path - in an environment that normalizes these experiences and treats them with the seriousness, rigor, and respect they deserve (the “Program Objective”).

• By proceeding, you understand completely what is (and is not) included in the Program.

• You can’t, and won’t, copy, display, redistribute, or otherwise exploit or monetize any content found during your use of the Program except for your own personal use and work on the Program Objective. This means (and we mean this in the kindest way possible…) you cannot share screen shots, videos, or other media showing any part of the Program publicly (online or otherwise), with friends or colleagues, or anywhere else.

• There is a group component to the Program. Be courteous and use your best judgment.

• Hateful, harassing, violent, and/or otherwise unlawful or disruptive communications (as determined in our sole discretion) will not be tolerated and will be grounds to block you from any group components or otherwise immediately terminate your enrollment in the Program without refund.

• Results vary and are not guaranteed. Your participation in the Program is critical to your own success and satisfaction!

If you violate this Agreement, your access to the Program may be revoked or terminated, with or without warning.

Highlights: These bullet points are a summary of what you can find in this Membership Agreement. But, know that it’s just a summary. You should absolutely read the entire Agreement, because you are bound to it by becoming a member.

Additional Terms and Conditions

These Membership Terms and Conditions serve as a binding agreement between you and TSFP Group LLC dba The School for Psychics (“Company” or “we”). In exchange for the promises made between you and Company, Company agrees to provide certain specific services, encompassed into the Program, and you agree to all terms laid out in this Agreement as a condition of your enrollment and participation in the Program.

Highlights: This is where we get into the meat of what this agreement (the Membership Terms and Conditions) is all about.

1. WHAT’S INCLUDED

In exchange for a yearly fee in the amount of Four Hundred and Forty-four Dollars ($444 USD), or an automatic, recurring fee in the amount of Forty-four Dollars ($44USD) per month, (the “Membership Fee”), Company will provide the following as part of the Program:

Access to The School for Psychics™ Campus community on Circle (web and mobile)The Welcome Hall - community introduction spaceThe Quad - open community chat spaceThe Bulletin Board - practitioner and service provider referral spaceThe Barter Board - service trade and energy exchange spaceGuest Lectures (monthly live virtual workshops with guest speakers - replays included)Quarterly Campus Events (live virtual events hosted by The School for Psychics™)Electives (quarterly self-paced mini-courses)Campus Calendar with personal calendar sync.

Enrolling in the Program provides you access to these services on a month-to-month basis or for one calendar year depending on the billing frequency you selected. Your access to the Program and any Program Materials is all subject to the terms of this Agreement. For purposes of this Agreement, “Program Materials” means all documents and other files, including templates, recordings (whether audio, visual, or audiovisual), worksheets, workbooks, guides, presentations, courses, content, slide shows, writings, text, literature, graphic designs, other designs, action plans, contracts, detailed instructions, and all other materials created or provided by Company in the course of providing the Program.

Highlights: This is a description of the services included in your membership. Your access to the Program Materials (which is defined in this section) is subject to the terms of this Agreement.

2. FEES AND PAYMENT; CANCELLATION; REFUND POLICY

Once you enroll in the Program, you agree that we may automatically charge your payment method on file on a monthly basis or yearly basis (depending on your payment selection) until cancelled. From time to time, the Fees for the Program may change (only with advance notice to you). This Agreement applies to all future prices, regardless of whether this document is updated to reflect those prices.

If for any reason you wish to cancel your enrollment in the Program, you may cancel at any time. Cancellation will not refund any payments made as of the date you submit your cancellation request. No refunds will be issued for this program, and that includes refunds for any partial month or months prior to your cancellation.

Highlights: You understand that the membership involves a recurring fee and you will be charged accordingly. This section describes how cancellations and refunds are processed.

3. MEMBERSHIP ELIGIBILITY

In order to become a member of the Program, you must:

• Be at least eighteen years of age.

• Be a United States resident and/or have a business based in the United States.

• Be legally competent to enter into a binding agreement. and

• Enroll during a permitted enrollment period.

Company retains the right to reject or eject any member for any reason whatsoever. You may have the option to create an account. If you create an account, you must provide and maintain true, accurate, current, and complete information about yourself in the registration process. You are prohibited from impersonating any person or entity or misrepresenting your identity or affiliation with any person or entity, including using another person’s username, password or other account information, or another person’s name, likeness, voice, image or photograph. You must promptly notify Company with any questions or concerns of any unauthorized use of your username, password, other account information, or any other breach of security that you become aware of involving or relating to the Program.

Highlights: You must meet these eligibility requirements in order to become a member.

4. MEMBER’S PARTICIPATION REQUIRED FOR RESULTS

Your own participation is integral to your success and enjoyment of the Program. Company will help to guide you and will perform its obligations as to the services included in the Program, but you understand and agree that you must take all actions necessary in order to benefit from the Program. You also understand that prior results by others do not guarantee a similar outcome for you, due to many factors such as your own participation and other circumstances outside of Company's control.

Highlights: You won’t see results from this membership unless you show up as necessary.

5. INTELLECTUAL PROPERTY

All Program Materials are the sole and exclusive property of Company and/or its licensors, and are protected under applicable copyright, trademark, and other proprietary rights. You may only use the Program Materials as expressly permitted by this Agreement. You may use the Program Materials solely in connection with your own personal use and/or in connection with the internal development of your own business. Replication or any other use of the Program Materials for your own commercial benefit or profit is strictly prohibited. Unauthorized copying, distribution, publication, modification, other use, or making available any Program Materials (or portion of the Program Materials) for use or viewing by others – for example, sharing Program Materials on social media, the internet, with friends or colleagues for their use or manipulation, or allowing a non-member access to the Program Materials – is also strictly prohibited. You may not modify, copy, distribute, display, send, perform, reproduce, publish, license, create derivative works (or “knock off” or “spin-off” works) from -- or transfer, sell or otherwise exploit or infringe on -- any portion of the Program, or on any intellectual property rights related to any Program Materials, or any products, or services obtained from or otherwise transmitted through the Program. Nothing in this Agreement should be interpreted as granting any license or right for you to use any Program Materials or other intellectual property belonging to Company without Company’s express written permission. To be clear, Program Materials are not for resale or distribution in your own community, membership, course, business offer or product unless we specifically state otherwise, in writing. Any violation of this Section will be grounds for termination, with or without notice, and all other available legal action.

Highlights: You don’t own any part of the Program Materials, and you can only access and use the Program Materials according to the terms of this Agreement. No sharing the Program Materials with anyone outside of the Program. No copying or otherwise using the Program Materials except for your own personal use.

6. COMPLIANCE WITH LAWS AND PROHIBITED USES.

You will comply with all applicable laws regarding your use of the Program. You assume all knowledge of applicable law and are responsible for compliance with all such laws. You are prohibited from using the Program in any way that violates applicable state, federal, or international laws, regulations, or other government requirements. You are also prohibited from:

• Sharing your username and/or password with any other user or any third-party;

• Crossing appropriate boundaries – either with Company or with other users of the Program – (where appropriateness will be determined by Company in its sole discretion) e.g., unsolicited tagging, spamming, or aggressive sales-focused communication or contact with other members (or Company) in connection with your business endeavors, offers, or otherwise (aka slimey sales stuff!);

• Using the Program for any commercial purpose or for the benefit of any third party, including, but not limited to, permitting unauthorized access to the Program, Program Materials, or any related content or selling any Program Materials or distributing or allowing access to the Program Materials to any third party;

• Posting or transmitting material through the Program that violates or infringes in any way on the rights of others, including, without limitation, any copyright, trademark, patent, trade secret, moral right or other intellectual property right, right to privacy, right of publicity, or personal, contractual, proprietary or other third-party right of Company or any other person or entity;

• Posting or transmitting material through the Program that impersonates another or is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, pornographic, lewd, filthy, excessively violent, harassing, racist, or otherwise objectionable;

• Posting or transmitting material through the Program that encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law or regulation;

• Posting or transmitting material through the Program that is an advertisement for goods or services or a solicitation of funds without permission from Company and/or its agents;

• Posting or transmitting material through the Program that includes private, personal information such as messages that identify phone numbers, social security numbers, account numbers, addresses, or employer references;

• Posting or transmitting material through the Program that contains a formula, instruction, or advice that could cause harm or injury;

• Posting or transmitting material through the Program where the use of that material by Company would result in Company having any obligation or liability to any party; or

• Posting or transmitting material through the Program that could be used to facilitate mail abuse or unsolicited email of any type (spam).

Company reserves the right to refuse service, terminate membership, revoke access or otherwise take action against you for violation of this Section or any terms of this Agreement.

Highlights: You absolutely positively can’t use the Program to do these things.

7. DISCLAIMER

The Program is for educational purposes only. No content located on or accessed through the Program is intended to, nor does it constitute legal, professional, financial, tax, medical, or healthcare advice or diagnosis, and may not be used for such purposes. RESULTS VARY. COMPANY DOES NOT GUARANTEE ANY RESULTS FROM THE PROGRAM. IT IS IMPOSSIBLE FOR US TO GUARANTEE THESE THINGS, SO WE MAKE NO WARRANTY (PROMISE) THAT 1) THE PROGRAM WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, 2) THE PROGRAM, AND ANY CONTENT PROVIDED IN THE PROGRAM, WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, 3) ANY ERRORS IN SOFTWARE WE UTILIZED WILL BE CORRECTED, OR 4) YOU WILL BE ABLE TO ACCESS THE PLATFORM(S) ON WHICH THE PROGRAM IS MADE AVAILABLE. It is your responsibility to evaluate the accuracy, timeliness, completeness, or usefulness of the Program or any materials located within the Program.

Highlights: Results aren’t guaranteed, and we make no warranties or guarantees regarding the Program or any specific results.

8. LIMITATION OF LIABILITY

COMPANY WILL NEVER BE LIABLE TO YOU FOR ANY UNFORESEEABLE DAMAGES THAT OCCUR IN CONNECTION WITH THIS AGREEMENT OR THE PROGRAM. IF LIABILITY IS IMPOSED ON COMPANY, THE MAXIMUM WE WILL BE RESPONSIBLE FOR IS THE FEE PAID BY YOU IN EXCHANGE FOR ACCESS TO THE PROGRAM. You may have additional rights under certain laws (including consumer laws) which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.

Highlights: Company disclaims all liability in connection with the Program. If Company is found liable regardless of this disclaimer, the maximum we’ll be obligated to pay is the total Membership Fee you paid as of the date your issue or claim against us arose.

9. PUBLIC FORUMS AND OTHERS’ CONTENT

Public forums or group spaces may be available through the Program (referred to as “Public Forums”). You should be aware that ANY information you post in a Public Forum could be read, collected or used by other users. Company is not responsible for the identifiable information you choose to submit in Public Forums. You are and will remain solely responsible for the content you post on these forums and for the consequences of submitting and posting such things. You should be skeptical about information provided by others, and you acknowledge that the use of any content posted or transmitted by others in the Program (whether in a Public Forum or otherwise) is at your own risk. Company does not warrant the accuracy or timeliness of any information in Public Forums. You must use common sense when it comes to disclosing privileged or confidential information in any group setting and refrain from posting or divulging such information.

Highlights: Use common sense in public forums that might be available as part of the Program. (This means refraining from posting sensitive information, etc.)

10. USER CONTENT

You warrant and represent (aka promise) that all content added to any forums or submitted to us by you (or at your request) including, without limitation, messages, documents, files, images, designs, photos, comments, videos, information, and/or other materials (“User Content”) does not infringe the rights of any third party. By adding, sharing, or uploading User Content during the Program, you warrant and represent that you own or have the necessary permissions to use the User Content in that way. Company is not responsible or liable for any User Content accessible through the Program or any forum or community offered in connection with the Program. User Content does not express Company’s views. Company has the right, but not the obligation, to monitor User Content but does not guarantee that it will edit or delete User Content. Company reserves the right to reveal your identity (or whatever information Company knows about you) if a complaint or legal action arises from your behavior or any User Content submitted or transmitted by you through the Program or any related forum or community. Company is not responsible for the accuracy of any User Content and you -- and not Company -- are solely responsible for any User Content you post, upload, or access. Company provides this Program for entertainment, informational, and educational purposes only. You may not rely on any information and opinions expressed through the Program for any other purpose.

By posting or uploading User Content through this Program, you grant Company permission to use the User Content in connection with the Program. By submitting User Content, you also grant Company the right, but not the obligation, to use your biographical information, including, without limitation, your name and geographical location, in connection with broadcast, print, online, or other use or publication of your User Content solely in connection with promoting the Program. Regardless, you waive all claims you may now or later have in any jurisdiction to so-called “moral rights” with respect to the User Content.

Highlights: You control all content that you add or upload through the Program and make certain promises with regard to that content. Company isn’t responsible for any User Content, and you shouldn’t rely on any User Content. We don’t own User Content, but we have a license to use any User Content in connection with the Program.

11. MODIFICATION/SUSPENSION OF THE PROGRAM.

Company reserves the right at any time to modify or suspend, temporarily or permanently, the Program or any part of the Program -- including, but not limited to, adjusting the services included, limiting participation, and/or closing membership -- with or without notice. In the event of a suspension of the Program, Company will issue an applicable pro-rated refund. Company will not be liable to you for any modification, suspension or discontinuance of the Program or any service except as specifically stated in this Agreement.

Highlights: Company can change, suspend, or end the Program under these terms.

12. TERMINATION

You may terminate your participation in the Program at any time by notifying support@theschoolforpsychics.com in writing of your desire to do so. Any termination does not relieve you of the obligation to pay Membership Fees described in this Agreement incurred through the date of termination. We may terminate your access to any part of the Program at any time if you are disruptive or if you violate this Agreement (as determined in our discretion) and you will not receive a refund or prorated refund of any kind if such termination becomes necessary.

Highlights: Here is how to terminate your membership in the Program. Membership Fees that you agreed to still apply.

13. FORCE MAJEURE

If circumstances beyond your control or Company’s control make performance of the services included in the Program impossible – including, but not limited to, medical emergency, fire, flood, tornado or other act of weather, riot, war, and/or insurrection – all of Company’s obligations under this Agreement will be suspended until Company may, in Company’s discretion, safely resume performance of the Program.

Highlights: Here is what happens when circumstances beyond anyone’s control strike.

14. SEVERABILITY

If any part of this Agreement is determined to be invalid, illegal or unenforceable, the remaining provisions of this Agreement will remain valid, binding, and enforceable.

Highlights: If any part of this Agreement is stricken or unenforceable, the rest of this Agreement won’t be affected.

15. WAIVER

Company’s failure to insist on or enforce any provision of this Agreement will not be construed as, and does not constitute, a waiver of any other provision or right, or of any subsequent breach.

Highlights: By waiving one breach of this Agreement, we’re not waiving subsequent breaches.

16. ASSIGNMENT

Company may assign this Agreement to a successor-in-interest. You may not. Any other assignment or attempted assignment made by you or Company will be deemed void.

Highlights: You can’t assign your part in this Agreement.

17. APPLICABLE LAW; VENUE.

The laws of the state of Kansas, without regard to conflicts of laws principles, will govern this Agreement and any dispute that may arise between you and Company or its agents or affiliates. Any and all disputes arising under or related to this Agreement must be settled in a court of competent jurisdiction in (or, if no such court exists, as close as possible to) El Dorado, Butler County, Kansas.

Highlights: Here are the state’s laws that apply and the geographic location where any disputes must be brought.

18. INDEMNIFICATION.

You will indemnify, defend and hold harmless Company and its affiliates, employees, agents and independent contractors for any injury, property damage, liability, claim or other cause of action arising out of or related to your material breach of this Agreement. You will cooperate as fully as reasonably required in the defense of any claim. Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you will not, under any circumstances, settle any such matter without Company’s written consent. Indemnification for purposes of this Agreement will include attorneys’ fees and costs Company incurs as a result of your breach.

Highlights: If Company suffers damage or is on the receiving end of any claim, lawsuit, etc. in connection with your breach of this Agreement or in connection with the Program, you are financially responsible for all of that damage.

19. COMMUNICATION.

By enrolling in the Program, you consent to receive notices, updates, and other communications from us via email. You may unsubscribe from these notices, but know that by unsubscribing, you may not receive crucial updates to the Program and/or Program Materials. We handle all personal information according to the terms of our Privacy Policy (available at https://theschoolforpsychics.com/privacy).

Highlights: After you enroll in the Program, we’re going to email you. (You can unsubscribe.)

20. ENTIRE AGREEMENT; ADDITIONAL MISC. TERMS.

The headings and summaries in this Agreement are for reference only and do not affect the interpretation of this Agreement. This Agreement, along with the Summary first listed above, the “Highlight” comments below each section, and the Terms of Use and Privacy Policy (at https://theschoolforpsychics.com/privacy), constitute the entire agreement between you and Company regarding the Program and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Company with respect to the Program. To the extent the terms in the body of this Agreement conflict or contrast with the Summary at the beginning of this Agreement or any Highlight, the full provisions in the body of the Agreement will govern interpretation of this Agreement. Regardless, you may also be subject to additional terms and conditions, posted policies, guidelines, or rules that may apply when you use the Program. Company may revise this Agreement at any time by updating it and posting it on the Program website, but not without first notifying you. Your continued use of the Program after being notified of any changes that have been made to the Agreement signifies and confirms your acceptance of any such changes or amendments to this Agreement.

By enrolling in the Program, you agree that you understand and have thoroughly reviewed this Agreement before signing it, or that you have had ample opportunity to review it and have it fully explained to you.

If you have any questions regarding this Agreement, please contact Company at support@theschoolforpsychics.com.

Highlights: This Agreement supersedes any other agreements between you and Company regarding the Program. Company might update this Agreement, but you will be notified if that happens.